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Saving functions, was rather widespread. The Same opinion Zakona Oldricha-Vrilanda has formed a basis for accepted in 1908 (Aldrich-Vreeland Act). The law provided issue of the special monetary Means in case of occurrence of emergency situations. For maintenance of this Issues could be used any securities, besides the state Bonds. Besides, the Law authorised for the first time use in quality

Maintenance of release of banknotes of commercial bills (commercial bills). The law

Also said that henceforth all banks have the right to establish the voluntary

Associations, in which banks-members could bring any securities (switching on

Commercial bills), and on security these papers to let out the additional Quantity of banknotes. All banks belonging to association, bore Individual and a joint liability for repayment of this additional Issues. The right to address, besides, has been given national banks

To the Controller behind the right of additional release of banknotes on security

Various actives, and not just bonds of the United States.

The same Law has founded the National Commission on Monetary circulation (National

Monetary Commission), called to watch a course of bank reform. The commission

Has existed four years on which extent she not only spent

Researches of bank system of the United States, but also studied the practical

Experience of those European countries, whose bank systems had the centralised

The device. That fact that to these countries was possible to avoid the global

Suspensions of monetary payments, concerned the Commission on the bill of force of the central

Bank institutes, concentration and mobilisation of reserves, and also them Timely use during crises. A special role in regulation

The monetary market it was taken away to the credit policy of the central banks of issue

[See, for example, Paul M. Warburg, "The Discount System in Europe" (U. S. Monetary Commission); cit. Also "Interviews on the Banking and Currency Systems of England, Scotland, France, Germany, Switzerland and Italy "(U. S.

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