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Voices about necessity of compulsion to the fast were periodically distributed

To renewal of payments, establishments of system of punishments depending on

Durations of suspensions and, at last, liquidation of banks after the lapse of

More or less long time after the beginning of a suspension of payments. However, as

Rule, suspensions of payments for certain terms were considered as the phenomenon

Admissible and even the normal.

The special emphasis of Mihaelis, no less than the Congress as a whole, have made on importance

The depositary business which value until then usually neglected.

The congress recommended establishment of credit and depositary banks in the same place, with.

258. When the congress two years after again has returned to this subject

With. 206, it. II, 1865, Kukurgeschichte", further and "Viertelijahrschrift for Volkswirtschaft, Mihaelis has supported completely campaign branch for development

Bank business from struggle for freedom of issue activity, as to To that time he has realised, however it hopes of freedom gain in To issue sphere. It has made it, despite the full theoretical

Disagreement with the standard rigid differentiation of issue and depositary spheres

Bank business. In article published in 1865 "Noten and Depositen" in

"Viertelijahrschrift" Fauhera (Faucher) Mihaelis has declared that with an establishment

Uniformity in issue of banknotes one of the major ways of the control has disappeared for

Monetary expansion. In the conditions of a great number of banks average time of the reference

Banknotes it was reduced, owing to what the probability of their return raised to

To the emitters for repayment. At depositary crediting, considered Mihaelis,

Expansion limits are even more rigid. Check of capacity of a bank to meet its liabilities

Occurs in this case very quickly. Seldom when the check some times will change

The owners, each of which puts on him a transfer list. More likely

Everything, the check will be immediately shown for payment in bank to directly those,

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