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On this situation frequently referred as to an example of a practical embodiment

Principles of freedom of bank business. Really, any person or

Group of persons could, submitting to a number of requirements, to open bank of issue, and

Bank business has been opened for all on identical conditions. Nevertheless, on

To extreme measure, in two relations interpretation of bank freedom "in an American way"

Differed from more its general treatment in continental Europe. First, The American banks have been deprived almost any possibility of construction

Systems of branches: position of the majority of the banks operating out of the large

Cities, has to some extent come nearer to position of local monopolies. Secondly, the national bank legislation, in which frameworks "Free" banks functioned, ordered the concrete issue System. Opinion that the American bank organisation has been deprived

Advantages both centralised, and free systems, it is necessary to recognise, on

To the smaller measure, deserving support. Almost any tendencies of development

The systems of the branches which have become in other countries by a part of natural evolution

Bank business, have been unequivocally excluded in the United States. To Acceptances of the national bank legislation banks were under Jurisdiction of corresponding states. The bank firm founded in one

Staff, did not possess what possibility of distribution of the operations for it

Limits, through branch opening in other staff, any another In the way. As to possibilities of opening of branches in the staff, then The situation in different states differed. Some states, mainly southern, Supposed creation of bank branches; in others laws have been passed,

Forbidding their creation. Acceptance of the National law on banks has not changed

Situation. In him it was unequivocally declared that founded according to it

The bank had no right to do business somewhere else, except the territories marked in

Its constituent documents. The law has saved the right to activity of branches

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