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- . It, with. 383; the corresponding paragraph was absent in article ("Banken and

Depositen ") in that kind in what it has been published in"Vierteljahrschrift"

- agreed with Mihaelisom that maintenance of banknotes should in The maximum degree to be based on "bank weight" (the short-term Actives). It excluded possibility of use for maintenance

The state securities also entered into the direct contradiction with the Law the Saw,

Which considered those as the unique means

Volume that securities of the Prussian government were much less reliable,

Rather than papers of the English government, and could be realised more often only

With considerable losses of cost. It even offered Prussian Bank To invest available assets in bills of English Exchequer.]

- and Telkampf have developed the thoughts in 1867 [it G. Geyer, "Theorie and

Praxis des Zettelnankwesens nebst einer Charakteristik der Englischen, Franzosischen and Preussischen Bank ", 1867; J. L Tellkampf," Die Prinzipien des Geld-und Bankwesens ", 1867] Gajer has formulated two main lacks Existing then bank system. First, generating "the artificial

The capital "in the volume leading to education of excessive quantity of the capital in

The reference, she created preconditions for occurrence of trading crises and

Stimulated cyclic dynamics of manufacture. Secondly, having provoked Crisis, it aggravated position, reducing volumes of crediting and calling

The compelled sale of the goods. An explanation given by Gajerom to an origin of boom,

It has appeared to rather close modern views of the Austrian school about "Superinvestments". It, however, and did not manage to give a little Satisfactory explanation to crisis and depression immediate causes.

Logician Gajera leads to the underconsumption theory. Result of the superfluous

Capital offers there is an overproduction of consumer goods, Which cannot be absorbed the market as demand for them can

To increase only with falling of the prices. Certainly, cheaper capital means

Interest rate reduction. However this element of costs is so small that Hardly essential impact on the final prices of the consumer can make The goods. - considered the bank theory from the positions close to the modern theory Equalities of investments and real savings. The difficulties accompanying

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