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Staff had the right to do business only in borders of that staff, in which it
Has received the charter-party. It meant that America had no possibility
To develop system of bank branches. Most likely, this fact also became
The main occasion to creation of the institutes similar to the First Bank Connected
States. The secretary of exchequer Gelletin some time has expressed later opinion
About that, exist in 1814 the First Bank which has occurred then disorders in
The bank sphere would manage to avoid "Considerations on the Currency and
Banking System in the United States ", p. 46. As it is known, the most important
Condition of prevention of superfluous issue of banknotes is their presentation to
To repayment through small time intervals. Extremely serious problem
On all extent of history of the American bank business there was an absence
The debugged system of mutual repayment (clearing) of banknotes of various banks.
As a rule, banknotes moved on considerable distances; as
Banks from one staff usually had no in other states branches,
The correspondents, any system of accumulation of banknotes of competing banks with
Their subsequent presentation to payment did not exist. This function became
Successfully to carry out the First Bank of the United States. Its obvious result
Jobs there was a bridling of the tendency to superissue of banknotes.
The following experiment in the field of the centralised bank institutes was
It is spent in 1816 with establishment of the Second Bank of the United States (Second Bank
of the United States). As well as in a case with the First Bank, on a part of its capital
The government has subscribed, and the Bank was supposed to be used for storage on
Its abacus of means of federal exchequer, from payment of percent, on which
The bank has been released. Moreover, it had the right to establishment of the branches in
States without the coordination with their governments. New feature of charter-party of Bank
There was article directed on minimising of possibility of a suspension
Monetary payments - she assumed payment by Bank of the penalty in case of it
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