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Staff had the right to do business only in borders of that staff, in which it

Has received the charter-party. It meant that America had no possibility To develop system of bank branches. Most likely, this fact also became

The main occasion to creation of the institutes similar to the First Bank Connected

States. The secretary of exchequer Gelletin some time has expressed later opinion

About that, exist in 1814 the First Bank which has occurred then disorders in

The bank sphere would manage to avoid "Considerations on the Currency and

Banking System in the United States ", p. 46. As it is known, the most important

Condition of prevention of superfluous issue of banknotes is their presentation to

To repayment through small time intervals. Extremely serious problem On all extent of history of the American bank business there was an absence

The debugged system of mutual repayment (clearing) of banknotes of various banks.

As a rule, banknotes moved on considerable distances; as Banks from one staff usually had no in other states branches,

The correspondents, any system of accumulation of banknotes of competing banks with

Their subsequent presentation to payment did not exist. This function became

Successfully to carry out the First Bank of the United States. Its obvious result

Jobs there was a bridling of the tendency to superissue of banknotes. The following experiment in the field of the centralised bank institutes was

It is spent in 1816 with establishment of the Second Bank of the United States (Second Bank

of the United States). As well as in a case with the First Bank, on a part of its capital

The government has subscribed, and the Bank was supposed to be used for storage on

Its abacus of means of federal exchequer, from payment of percent, on which

The bank has been released. Moreover, it had the right to establishment of the branches in

States without the coordination with their governments. New feature of charter-party of Bank

There was article directed on minimising of possibility of a suspension Monetary payments - she assumed payment by Bank of the penalty in case of it

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