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Result of distribution of Saffolksky system, and also establishment consequence
New York clearing-hauza (New York clearing house) is created in 1855.
Civil War has impulsed radical changes in bank system of all
The countries. South banks have supported the dissenting policy, having stopped the monetary
Messages with the North. As southern banks had the big monetary
Obligations before northern, have incurred the last as a result of it heavy
Losses, but nevertheless could be kept afloat at the expense of reduction of the
Credit operations. Thus position of banks of the North from the point of view of them
Monetary reserves was quite steady. However soon need of the government in
Money nevertheless has made itself felt. It (Chase), were then the Secretary
Exchequers, experienced serious difficulties with placing of the state
Loans among the population. It to some extent spoke a grave condition,
In which the finance in days of board of the previous administration stayed.
- has called conference of banks of New York, Boston and Philadelphia, on which
Joint efforts had been developed the plan of the help to the government through
Granting to it of a 50-million loan. Under the insisting of Chejza, the credit has been given out
Metallic currency, and simultaneously with its granting of Chejz has started to
Issues of banknotes of the United States poste restante. This step has led still
- to easing of banks as if they accepted for payment banknotes
The governments should pay on them in metal.
As a result on the eve of 1862 banks of New York, Boston and Philadelphia
Have suspended payments. The exchequer has resorted to the same measures in the relation
Own banknotes. After this there was a bill about issue of lawful means
Payment - not repayable valuable a paper (irredeemable paper) [These banknotes were
Legal money and lawful instrument of payment concerning all kinds
The debt payments made in borders of the United States, as between
Private persons, and between public institutes. An exception made
Payment of import duties and percent on a public debt, on which
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