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To resort to return before the given out loans, and shortage of the capital becomes still

Sharper. All it occurs because as a result of the primary

Obstacles for investment of means their considerable part is condemned to banks

Only for short time, but it is invested by the last in such form, which already

Cannot be realised in money immediately. "Though bank credits To separate people stand out only for some time, from society positions as

Whole credits stand out for ever. " the Theory says that, if the permission on

The establishment stood out it to number of banks, investments in authorised capital stocks

Banks would be the channel of direct investment of means of a society. These Means would be given banks already not in short-term, and in Long-term using, having reduced thereby danger of occurrence Instability with. 59. Contrary to it, Kondi Pare (Condy Raguet) adhered extremely Malevolent position concerning the American bank system "Treatise on Money, 1839 and Banking". Book Pare was more the general and Theoretical research, than the book of Kejri. In it attempt has been made

To develop the uniform credit-and-monetary theory concerning the questions concerning

Suspensions of monetary payments. Pare has specified that a principle of the mutual

Corrections between trading balance and a direction of streams of a cash, to that

Time already formulated in the international trade theory, it is possible to apply

And to balance of mutual obligations of various banks of one city, or groups Banks in the different cities resulting issue activity. This mechanism could become means of deduction of issue activity of banks

Under the control. The special emphasis became on importance of immediate repayment

Banknotes poste restante and the frequent interchange by banknotes accompanied

Payment of interbank balances. Unlike Keri, Pare considered that the best The establishment of personal (unlimited) responsibility would become system

Shareholders of banks. However he doubted realness of introduction of the similar

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