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Basis of the national insurance market, Russia is inexpedient to go on the wayHungary where foreign insurers prevail. It is necessary, as already
It was marked above, to develop the general weighed approach to development ways
Insurance sector, including conditions of participation of foreigners as in insurance in
Whole, and in realisation of separate kinds of insurance (is more detailed about it
Section 5.3 see.). In our opinion, a basis of such approach should become Introduction in Russia of a national treatment for foreign insurers, which
Accurately would regulate procedures of licensing, establishment of the organisations with
The foreign capital, possibilities of participation of foreign citizens in management
The insurance companies. Variety experience can be with that end in view made use
The countries which is considered in it.4.
3.4. A technique of the analysis of a financial position of the Russian insurers
For development of the insurance market the rating estimation has great value
Operating insurers and overcautious persons. A technique of the analysis financial
Positions of the insurance companies allows to reveal the major quantitative Parametres of activity of insurers, their strong and weaknesses, ways Decisions of arising problems that is actual for all Russian companies.
The analysis of various aspects of financial activity of the companies is considered
As the first step to rating definition.
The analysis of financial results of insurance operations of the Russian companies
Assumes comparison with the indicators recognised in world practice in Quality optimum or admissible. For some factors in To foreign practice there is not firmly fixed expression, and them Change in dynamics, limits of changes towards increase or reduction. Accordingly, comparison to them Russian indicators probably on a measure
Information accumulation for a number of years. It is necessary to consider also that indicators,
Characteristic for the world market, for the Russian insurance companies can To be considered while as reference points, but not as standards.
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