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Recognises the foreign insurer provided that they are registered in To Poland, have the joint-stock form

It is resolved. But creation of branches is forbidden before agreement coming into force

The WTO on financial services

The easy approach of foreign insurers on the same is completely resolved Conditions, as national insurers

The control over the foreign insurance companies

The same, as for foreign investments

The permission in case of possession of 15 % of actions and more, and special is required

Permissions for acquisition more than 20, 33, 50 and 75 % of voting actions.

The full foreign control is resolved with 1999it.

It is authorised only in life insurance.

In other cases to foreigners about 50 % of shares of company are authorised to have, but

No more than 33 % voting.

Branches and representations of foreign insurers

Creation is possible only since 2004

The permission of body of supervision is required

Are resolved since 1999

Expansion of kinds of activity is not authorised

Are not resolved







Presence of the state insurers

The resafety company from 10 % of actions at the state is created.

The state and federal bodies cannot carry out an investment in The broker companies.

The state insurer who is now the joint-stock The company competes to the private companies in the market

The state monopoly

In the field of medical and social insurance

The state insurer of export credits is created

Federal and state risks are monopoly, and foreign Insurers are not admitted for their insurance. IRB (the state insurer) Is in the lead in sphere of resafety business.

Restrictions on investment in financial tools

It is required to invest in the Bulgarian state papers, bank Deposits, the real estate (maximum of 25 %) and the action (to 5 %)

As much as possible admissible norms of investment on each case are entered.

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