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Risks "should be the permit of regulating bodies of the state is obtained, inWhich insurance products will be offered.
The third co-ordinating instruction, concerning insurance of other, than Life insurance (1992it.). Distinction which has been made in 1988it. Between
"The big" and "mass" risks, it has been cancelled, with a view of carrying out
The radical reforms providing the control from outside of country of origin
The insurer within Community for all kinds of the insurance which has been not connected
With life insurance. The instruction reduces freedom of insurers, and
Co-ordinates the measures spent by bodies of the state supervision, on purpose
Information receptions, including information reception in another's territory. Were
Minimal requirements to solvency and requirements are entered also to To the control over investments of the insurer.
Six co-ordinating instructions - basic elements of legislative base of EU On insurance regulation. They have been expanded from 1973it. In Conformity with other instructions which, for example, demand freedom and
Equalities of the rights of registration of insurers in any country of Community in a case
Accessories of their founders to the different countries-participants; regulate access
On the market of insurers of the EU countries; define principles of creation of associations
Joint insurance; provide guarantees in the field of insurance Credits; demands allocation of insurance of a legal cost in a special kind
Insurance. Separate group of the instructions accepted between 1972it. And 1990it.,
Defines behaviour of the countries-participants in the field of autoinsurance.
4.2. Canada
In Canada responsibility for insurance regulation is divided between
The federal authorities and the authorities of separate areas. The government
Has developed "the Certificate of Insurance Uniformity" as model for the local
Legislature. These conditions essentially influence on legislative and The administrative policy in various branches of insurance.
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