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As a whole at federal level following questions are regulated:
* Licensing, establishment of requirements of solvency and supervision for
The insurance companies which work at federal level, that is,
It is more than in one province (the representative at federal level
The insurer should be authorised also separately each province, in
As which it works):
* Insurance regulation at federal level with support
Managements of the financial institutions located in Ottawa;
* Minimal requirements to the size of the capital for representatives on
Federal level of insurers: the size the capital and reserves in total
Should make not less than 2 million Canadian dollars for life insurance and
1,5 million Canadian dollars for other kinds of insurance (provinces can
To establish higher requirements to the size of the capital);
* Strict federal rules concerning an estimation and an admissibility of actives
The insurance companies for the purpose of solvency definition;
* The foreign companies should have registered according to
The law of the agent-representative in Canada, operating from their name, and
To have actives in Canada, sufficient for a covering of the obligations;
* Obligatory insurance of a civil liability of automobile owners
Before the third parties.
Local regulating bodies are responsible for following aspects
* Licensing and supervision of the insurance companies operating only
In territory of the given province, including an establishment of requirements to the capital and
To solvency above a federal minimum;
* The permission and supervision of sea and nuclear insurance, for which not
It is required to the federal licence;
* Registration of intermediaries (brokers, agents, sellers and liquidators
* Obligatory insurance of indemnifications by worker;
* The insurers having head office in other area of Canada, should
To appoint the main agent operating from their name in the given province.
Insurance at the insurers who have not received acknowledgement (the contract
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