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Deposition minimal requirements. In Bulgaria from insurers

It is required to deposit 3 % from the minimum size of the capital plus of 0,1 % for

Each carried out kind of insurance. Brazil demands from insurers, Selling the policies nominated in index units to hold the special

Reserves. In the Czech Republic while it is required to deposit 10 million crones, but

This requirement is offered to be cancelled.

Standard requirements. In Poland it is impossible to take up risk in size

More than 15 % of the capital and technical reserves. In Brazil awards can be

Are paid in 7 receptions by instalments. In Chile awards and the insurance sums should

To be declared and fixed in a foreign currency, or in index units

(For clearness of comparison and for protection against inflation). The policy form should

To be officially approved in the Czech Republic and in certain cases in Hungary.

The control over norm of profitableness of the national companies. In Poland it is required

Approval of the Ministry of Finance in case of an establishment of norm of profitableness in 10,

25 and 75 %. The Czech Republic plans to enter the similar requirement for 50


Requirements to reporting granting. In Brazil it is offered, that The insurance companies published financial reports in certain means The mass information, and the publication should be quarterly or even Monthly in certain cases. In Chile the publication quarterly is required And annual reports. In Poland and Brazil the special is ordered insurers The report form.

The state monopolies. Despite the general liberalisation of the market The insurance, some elements of the state monopoly in the insurance market Still remain in sectors which are politically or socially The sensitive. In the Czech Republic medical insurance and insurance Social security - the state monopoly, while in Hungary the state carries out insurance of export credits. In Brazil Insurance of some federal or state governmental Risks - the state monopoly, and foreign insurers are not supposed In these sectors. Insurance of indemnification by worker - now The state monopoly in Brazil, and the former state insurer IRB still has a priority in reinsurance sphere.

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