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The private market of insurance, it is dated 1984it. And 1986it. Accordingly. All
The East Europe countries have the all-round laws of insurance accepted in
1992-97 the Law on insurance in the Czech Republic in the defined
The relation lags behind laws of other countries.
Licensing of insurers. Licensing systems are applied by all
The countries or it is direct by permission delivery by regulating body
Or indirectly, through an establishment of the minimum size of the capital and financial
Requirements concerning the deposit. In certain cases from insurers demand
To bring the certain deposit on the bill of regulating body.
Regulating body. All countries have special regulating body in
To the insurance sphere, working according to the current legislation
And accountable finally to corresponding minister and national
To parliament. In Brazil and Chile regulating body is department
Minimal requirements to the size of the capital. In each case exist
Requirements for the insurers, establishing the minimum size of the capital.
In general the highest requirements to the size of the capital concern insurers,
Carrying out life insurance, but to Bulgaria and Chile higher
Requirements operate concerning overcautious persons. In the Czech Republic
The minima established by the law can be increased in specific cases
At the discretion of regulating body, in Brazil - at the discretion of regional
Governmental bodies for the insurers who are under their jurisdiction.
In certain cases requirements to the minimum size of the capital
Are formulated in a foreign currency on purpose to avoid inflation influence.
The necessary minimum established by Poland, is expressed in it, and in Brazil and
Chile in index units.
Solvency minimal requirements. Minimal requirements
Solvency is entered in all countries, except Czech Republic,
Which develops them. Character of requirements of solvency is distinguished. In
It is required to Bulgaria, that the insurer had accessible liquid actives in
Dependences on kinds of insurance at the rate to 600 million it for
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