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The private market of insurance, it is dated 1984it. And 1986it. Accordingly. All

The East Europe countries have the all-round laws of insurance accepted in 1992-97 the Law on insurance in the Czech Republic in the defined The relation lags behind laws of other countries.

Licensing of insurers. Licensing systems are applied by all The countries or it is direct by permission delivery by regulating body

Or indirectly, through an establishment of the minimum size of the capital and financial

Requirements concerning the deposit. In certain cases from insurers demand To bring the certain deposit on the bill of regulating body.

Regulating body. All countries have special regulating body in To the insurance sphere, working according to the current legislation And accountable finally to corresponding minister and national To parliament. In Brazil and Chile regulating body is department The governments.

Minimal requirements to the size of the capital. In each case exist Requirements for the insurers, establishing the minimum size of the capital.

In general the highest requirements to the size of the capital concern insurers,

Carrying out life insurance, but to Bulgaria and Chile higher Requirements operate concerning overcautious persons. In the Czech Republic The minima established by the law can be increased in specific cases

At the discretion of regulating body, in Brazil - at the discretion of regional

Governmental bodies for the insurers who are under their jurisdiction. In certain cases requirements to the minimum size of the capital

Are formulated in a foreign currency on purpose to avoid inflation influence.

The necessary minimum established by Poland, is expressed in it, and in Brazil and

Chile in index units.

Solvency minimal requirements. Minimal requirements Solvency is entered in all countries, except Czech Republic,

Which develops them. Character of requirements of solvency is distinguished. In

It is required to Bulgaria, that the insurer had accessible liquid actives in

Dependences on kinds of insurance at the rate to 600 million it for

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