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Essential restrictions on activity of foreign insurers. These
Objections concern the long-term policy of the country concerning the insurance
The market and the international cooperation in sphere of insurance services.
The first objection is connected with coming into force in June 1999it. Agreements about
Partnership and cooperation between the Russian Federation and European
Communities. The agreement provides cancellation not later than 6/24/1999
For the countries-participants of EU of restriction in 49 % on participation in authorised capital stocks
The insurance organisations in Russia; application of a mode of the greatest
Preference at carrying out of operations on the international
To reinsurance in a mode of transboundary trade (not demanding establishment
Affiliated society or branch),) the conclusion of contracts of insurance,
The goods connected with movement, vehicles and citizens abroad
The Russian Federation. From its part, the EU countries have given the national
Mode for activity of the Russian insurers in territory,
Providing necessity of establishment of affiliated societies for the full
Conformity with the legislation of the EU countries.
The main thing consists that the agreement from EU has the international character.
Russia recognised superiority of the international contracts before national
The legislation, therefore after 6/24/1999 (dates of the introduction of the agreement with
EU in force) restrictions of the Russian law will not operate for
Insurers from EU countries-participants. Subsequently similar norms can be
Are extended to the companies of other countries.
The second question concerns a possible Russia's accession to the World Trade Organization. If Russia
Considers necessary to continue negotiations about joining to General
To the agreement in sphere of services, including insurance, introduction of the serious
Legislative restrictions for foreign insurers can in essence
To block the further negotiations. It is a question not of, that already now
Completely to open the market for foreign insurers. Possibly, considering
Presence of a great number of own insurance organisations, capable to become
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