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IN it TRADING ORGANIZATION 63
5.1. Influence of requirements of the WTO (the General agreement in sphere of services) on
Regulation of the insurance market 63
5.2. The obligations accepted by the countries within the limits of the Agreement of the WTO in sphere
5.3. World practice of regulation of insurance system: lessons for Russia
THE APPLICATION 73
Financial crisis has especially sharply raised the question 1997-1998 about creation
Mobilisation of savings and to direct them on the investment purposes. Events 1998it.
Have shown the limited possibilities and the extremely dangerous consequences
Economy financings mainly at the expense of internal and external
Loans. Economic growth in Russia, considering a low collecting
The taxes, incessant "flight" of the capital, it is impossible without the essential
Increases of norm of savings. An appreciable role in this process it urged to play
Insurance as the management method risks, promotes protection
Property interests of the enterprises and citizens, safety and stability
Businesses. The insurance role is especially important in a context
Economic reforms as it stimulates development of market relations
And business activity, improves an investment climate. Development degree
The insurance market reflects possibilities of economic growth of the country.
Promoting redistribution of risks between economic subjects and
To the indemnification at the expense of accumulation, insurance allows to raise
Efficiency of economy in whole and the separate enterprises. Therefore development
National system of insurance - one of the important strategic problems in
Areas of creation of an infrastructure of the market. For Russia, where almost all kinds
Activity are characterised by the raised risk, it has special value.
World experience testifies to presence of close interrelation between
Social expenses of a society and level of development of long-term insurance
Lives. Insurance is capable to replace some state social
Programs, unloading on the state budget. In Russia it has
Special value in connection with crisis of pension system and adverse
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