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Thereupon there can be useful an experience of the EU countries, where antimonopoly
The legislation, urged to prevent following kinds of the monopolistically
* Establishment of monopoly prices of insurance services by agreements between
Awards in certain sector of insurance business more than 30 % (or other
Level) the insurance award;
* Acquisition by one person it on the size of a share holding the insurance
The organisations that is established by the law;
* Legal monopoly of any insurer for carrying out
Certain kind of insurance.
Applied measures have the widest spectrum, beginning from the coordination,
Conditions of activity of insurance pools with corresponding bodies (powers
On antimonopoly law realisation in the various countries
Execute the various organisations, switching on or specially founded
Governmental bodies, or departments in the Ministry of Economics or
The Ministry of Finance) to penalties and the compulsory termination of sale
Policies of a certain kind of insurance, and also sale of a part of actions
The insurance companies or the separate insurance organisations entering in
Legally dependent financial or insurance groups.
The state law establishes basic elements of the organisation
Insurance supervision in the Russian Federation. Regulation and supervision for
By activity of the insurance organisations are carried out on the basis of the federal
Legislations of Russia. The right defines also a place of body insurance
Supervision in executive power system, principles of its organisation
Activity, independence in realisation of supervising functions,
The accountability and financing sources.
From the point of view of productivity of supervision of activity of the insurance
The organisations observance of following principles is necessary:
* Stability of system of bodies of supervision;
* Stability, openness and clearness of the legislation providing
Departure of supervising functions;
* Conformity of functions, structures, including territorial, and methods
Supervision to the problems established in the legislation;
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