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Investment of a part of technical and free reserves in region territory. Thus, first, legislative requirements should be observed and
Recommendations of body of insurance supervision to placing of reserves. Secondly,
It is necessary to refuse practice, when under the pressure of the regional
Administrations insurers carry out the investments leading to loss
The enclosed means and to bankruptcy of the companies. However a key problem is
Presence of reliable financial tools in which can be invested
Insurance reserves. To number of such tools in a cut of relations insurance
The companies with regions municipal securities and actions could concern
The local companies. The real decision of this problem is closely connected with
Restoration of the financial markets in Russia, steady credit status
Regions that will demand, at least, several years.
Insurers search for more effective ways of fastening on the regional
The markets. In particular, gains distribution of an expert of the conclusion of agreements
About cooperation of the leading Russian companies with administrations of edges and
Areas. So, "it" has entered into the agreement with administrations Leningrad
And Saratov areas, the Industrially-insurance company - with Lipetsk,
The Oryol and Tula areas. In the same direction the insurance operates
Group "Spassky gate", group "Renaissance-insurance" and others
Insurers. In agreements the activity priority is provided
Insurers in region territory in exchange for investments of means in
In the majority of the Russian industrial regions, including Sverdlovsk,
The Tyumen, Tomsk and Irkutsk areas, there is a reduction of the property
Insurance. An aggravation of the economic crisis which has led to the further
To reduction in 1998 of volumes of output, negative impact has made on
The sizes of property insurance. At the same time, in variety of regions
The share of obligatory insurance considerably exceeds an average level across Russia.
In the Buryat joint-stock company it makes 100 %, in Magadan, in Kamchatka, in
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