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With a view of increase of efficiency of supervision use accepted is necessary

In a number of the countries (the USA, Germany) systems "early prevention" financial

Problems in the insurance organisations, based on use of indexes

Parities between rates of increase of receipts of insurance awards, capital growth

And free actives of the insurer, factor of expenses on conducting the insurance

The organisations, insurance payments, insurance reserves. The chosen list of the such

Indexes allows to reveal the insurers who are coming nearer to critical with

The points of view of financial stability to marks and to apply to them operative

Influence measures. Besides, the subsequent control on the basis of the analysis

The accounting information can be carried out after not less than 6 months After the termination of the accounting period. For so long period of time The actual financial status of the insurer can essentially worsen and Supervision measures can be accepted too late that essentially complicates

To insurance contracts.

One of directions of the control applied in the EU countries and a number of the countries

- , the control over financial groups, especially in those cases is, When there is a cross possession of actions of participants of groups, Uniting the insurance organisations, banks, the share organisations, pension Funds and other financial institutions. Cross possession of actions and Actives frequently essentially reduces financial stability of group in Whole also aggravates problems of solvency for all its participants.

The basic tools of the control over the insurance organisations from outside

Bodies of the state supervision of the Russian Federation instructions, restriction are,

Stay and licence withdrawal which are connected with observance long and Ineffective administrative procedure. The administrative law allows Also to apply other sanctions, for example penalties.

Efficiency of the state supervision of activity of the insurance The organisations can be shown to following components:

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Large Weather Icons Large Weather Icons represent different weather conditions that are common for software, weather Web sites, and mobile gadgets. The images are supplied in typical resolutions standard to Windows, Mac OS, and mobile platforms. The biggest versions are huge 512x512 pixel icons with vector sources in Adobe Illustrator (.ai) format easily affordable and ready to be printed or used in presentations in highest quality.

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