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Life insurance in total amount of insurance services has grown from 48,2 % in 1992it. To

53,6 % in 1996it. In developing countries and in the countries with transitive economy

The same tendencies are observed. Feature of this branch is, as Rule, presence of tax and other privileges unlike other kinds

Insurance. It is possible to allocate, at least, three reasons of the primary

Life insurance developments.

First, the general ageing of the population in the different countries as a result

Increases in expected life expectancy and birth rate decrease.

Secondly, strengthening of the tendency to reduction of public expenses. Development

Systems of a provision of pensions it is connected with increase in insurance payments in

The pension funds, paid by employers. Thirdly, life insurance Actively promotes growth of long-term savings which will be transformed in Investments also support economic growth. World experience testifies, That transition to memory system of a provision of pensions (insurance, ) the mass insurance market allows to generate private pension funds and Thanks to it to create the strong insurance companies.

In 1996-97 the tendency to specialisation of the insurance companies has amplified,

Which is expressed basically in orientation to certain categories Insurers. Them concern so-called it the companies,

Created for insurance of risks of founders for the purpose of preservation inside

Financial and industrial groups of insurance monetary streams. An example of the such

The companies "Lukoil", the Military-insurance company, it is it.

Within the limits of specialisation in insurance kinds the companies are most active,

Carrying out obligatory insurance. Their number concerns, in the first Turn, obligatory medical insurance. Such companies rather

Are dependent on local administrations that serves as a serious barrier to them

Market behaviour. Preservation of not market forms of insurance activity The institute of the authorised insurance companies, as promotes also

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Large Weather Icons Large Weather Icons represent a number of weather conditions typical in software, weather Web sites, and mobile gadgets. The images come in all sizes standard to Windows, Mac OS, and other platforms. The largest versions are huge 512x512 pixel images with vector sources in Adobe Illustrator (.ai) format easily affordable and ready to be printed or used in presentations in highest resolution.

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