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 Business Icons for Vista

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One of the main debatable questions concerns necessity Licensings of societies of a mutual insurance. In our opinion, Licensing should become the unconditional requirement in modern conditions. Otherwise adverse deformation of the insurance market is possible in Result of distribution of the weak and badly operated organisations.

To other questions of principle the status of a society mutual is Insurance, upon which decision the taxation system depends.

The civil code of the Russian Federation defines double character of societies of the mutual


1) At insurance of property interests of the members of a society are The noncommercial organisations (item 2, item 968);

2) Constituent documents of a society can provide

Insurance of interests of the persons who are not members of a society, and then it

Acts as the commercial organisation (item 5 of same article).

Formation of all societies of a mutual insurance as is rather probable

The noncommercial organisations. For this purpose any person to the contract conclusion

Insurance is submitted by a declaration of accession to a society. The insurer receives

Privileges as a member of a society. The society operates as noncommercial

The organisation thanks to what does not pay taxes. At such succession of events

State losses are doubtless.

If to admit connection of the noncommercial status with absence Necessities of licensing there can be a dangerous situation for

The Russian insurance market: transformation of joint-stock company to mutual societies

Will lead to increase of uncontrollability of insurance business. The exit consists in that,

That mutual insurance societies, as well as other insurers, should pay

The tax from the insurance award and to obtain the licence for realisation the insurance


As a whole it is represented that along with articles it the special is necessary

The law on societies of a mutual insurance which accurately would define them

Organizational-legal status, functions, taxation conditions.

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Business Icon Set Business Icon Set is a collection of fine-looking ready-made icons for use in programs and on websites. They are provided in a variety of formats, sizes and color schemes.

Standard Business Icons Standard Business Icons is a collection of fine-looking royalty-free icons for use in applications and on websites. Images are presented in such fields as Business, Finances, Reports, Transport and Money.

Medical Icons for Vista Medical Icons for Vista has been design to eliminate any misconceptions appearing while viewing a medical webpage or using a medical program. The icons are provided in various sizes and formats.

Medical Icon Set Icons for medicine and chemistry: ambulance car, snake cup, pill, tablet, tooth, phial, syringe, test-tube, skull, bones, molecules and others.

Standard Hotel Icons Making software for hotel industry is quite a challenge, and there is often no time to think about GUI for your project. With Standard Hotel Icons you will momentarily get all the graphics you need at an affordable price.