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2.6. Problems of formation of an insurance infrastructure
Development of the national insurance market cannot be considered in a separation from
Creations of an infrastructure of the market. Thereupon it is possible to allocate a little
1) Necessity of stimulation of activity of professional associations
And associations of the insurers promoting self-regulation of the insurance
The market. It is necessary to develop also measures on increase of insurance culture,
To stimulation of mass kinds of voluntary insurance.
2) In the basic directions of development of national system of insurance in the Russian Federation
In 1998-2000 it is specified in necessity of acceleration of creation of institute
- taking into account the international standards, definition of an order of certification
And licensings it. An aktuarnaja estimation - a necessary element
Maintenance of reliability and financial stability of system of insurance,
Therefore activity it should have legal maintenance. In Russia
It is necessary to fix legislatively carrying out obligatory it
Calculations of activity of the insurance organisations and pension funds.
3) Reliable calculations of insurance tariffs and the insurance reserves necessary
For the future coverings, are impossible without long-term statistical base.
The separate companies to make it not in a status. Considering the international
To practice, it is necessary to organise the centralised preparation of the statistical
Bases. For the decision of this problem means of the international can be involved
The financial organisations.
4) a Professional training. For job in the market the professional are necessary
Insurers, financial managers, experts in marketing, brokers, appraisers of risks,
- , risks-managers. Now in the state list
Specialities are not present a speciality "insurance business", "it", "management
Risks ", there are no uniform qualifying requirements to these specialities and
Criteria of preparation. It leads to the big costs in job of the insurance
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