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The Russian Federation ". In him taxation toughening is provided The Russian insurers passing in reinsurance abroad more of 40 % Collected awards (payments). However the decision has no direct action,

Its some positions are initially unreasonable, them practically it is impossible

To realise. First of all, it is wrongful to establish as the specification

Uniform quota (at a rate of 40 %) for all kinds of risks and objects of insurance.

In our opinion, probably following decision. Proceeding from quotas of the minimum

Own deduction (for example, 5 % of cost) and obligatory Reinsurance in home market (for example, 15 % of cost), The raised quota of internal reinsurance stimulated is established

The preferential taxation (also 15 %). Awards on risks over these quotas (35 %

Costs), passed in reinsurance, are excluded from incomes Insurers and, hence, from taxable base. If on the internal The market the smaller quota (for example, 25 %), and abroad is reinsured The big resafety award for this part of risk is passed accordingly (In the given example of 10 %) which joins in taxable base

The insurer. The tax from this sum of the insurance award will be stimulating

The factor at the decision of a question on risk transfer to foreign overcautious persons.

Quotas are expedient for differentiating by kinds of risks and objects of insurance.

Reinsurance at the companies created with participation of the foreign capital and

Having the Russian licence it is considered as reinsurance on Home market.

2.5. Mutual insurance societies

The structure of the Russian insurance market can undergo the serious

Changes in result of development of a mutual insurance. Creation of societies

Mutual insurance can be made active thanks to the developed To the special law. Now the unique act, By which organizers of societies of a mutual insurance are guided, is

The civil code of the Russian Federation (article 968). But Code positions require in

Specification and updating.

First of all, it is hardly lawful that the code supposes the mutual Property and responsibility insurance, but excludes personal insurance. Personal insurance, including life insurance, should enter into sphere Activity of societies of a mutual insurance.

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Large Weather Icons Large Weather Icons represent a number of weather conditions that are common for software, weather Web sites, and mobile gadgets. The images are supplied in all resolutions standard to Windows, Mac OS, and other platforms. The biggest versions are huge 512x512 pixel images with vector sources in Adobe Illustrator (.ai) format easily available and ready to be printed or used in presentations in highest resolution.

Business Icon Set Business Icon Set is a collection of top- quality stock icons for use in software and on Web projects. They are delivered in a variety of formats, sizes and color schemes.

Standard Dating Icons Speed up creation of online dating Web sites and software with pre-made Standard Dating Icons. The set contains over sixty love icons designed in a matching style.

Free Business Desktop Icons Free Business Desktop Icons is a collection of 10 stock icons for use in commercial and personal products, including software, webpages, blogs, and desktops. The graphics are free for personal, frequent and commercial use.

Network Icon Library for Vista Vista Network Icon Library is a collection of network-related icons. All the graphics are provided in two versions, with and without shadow, a variety of sizes and formats is provided.