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The concept and the complex program of development of the Russian insurance market.
First of all, it is necessary to allocate the priority purposes and their methods
Achievements in the field of perfection of the legislation, the taxation and
Regulations of insurance activity which would stimulate the accelerated
Growth of insurance services, increase of their quality, formation of investments for
Economic growth also reduced burden on the budget.
Development of insurance sector in Russia should lean on good
The thought over, long-term concept of insurance considering to world experience. With
This point of view the statement the Government became a considerable step forward
The Russian Federation of 10/1/1998 of the Basic directions of development of national system
Insurance in the Russian Federation in 1998-2000 In this document along with
Enough weighed estimation of a status of system of insurance and
The formulation of overall aims of its development allocates a circle of the major problems,
Which are necessary for solving the next years. These problems include
Maintenance of reliability and financial stability of system of insurance,
Carrying out of an active structural policy in the insurance market, increase
Efficiency of regulation and perfection of legislative base
Insurance activity. However in the field of the insurance legislation
And regulations are saved appreciable blanks.
It is a question, first of all, of absence of acts,
Societies of a mutual insurance regulating activity and
The state insurance enterprises defining an order of the obligatory
The insurance, accurately characterising necessary from the point of view of a society and
Separate citizens kinds of obligatory insurance. Absence in
The legislation of such important positions essentially limited possibilities
Strengthenings of insurance sector of economy. A share of the insurance payments carried in
Conformity with the Russian legislation to obligatory insurance,
40 % from total amount of awards equal approximately. Number of kinds of the obligatory
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