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First, according to the Ministry of Emergency Measures in 1997 has occurred more than 1500 major accidents and

Accidents, 151 thousand fires in which result was lost 1651 persons and

Has suffered more than 82 thousand persons. The general damage from these extreme

Incidents has exceeded 300 billion it1. That more than in 10 times surpasses

Volume of cumulative insurance payments for the same year. Losses on the majority from

Emergency situations have not been insured and compensated.

As example failure of the transport plane AN-124 which has fallen in can serve

December, 1997 for inhabited quarters near Irkutsk. Insured have appeared

Only a life of members of military crew as the Ministry of Defence is obliged

To insure military men and cargo - the military planes forwarded in

Vietnam. At the same time have not been insured the transport plane (a damage

It was estimated in 70 mln. dollars), a life of victims (69 persons were lost), dwelling and

Property of the suffered citizens.

Secondly, a damage of private persons as a result of failures, accidents and

Other unforeseen events it is almost impossible to estimate, since not all They are registered. Only as a result of road and transport incidents

Annually perishes more than 30 thousand persons and about 200 thousand get wounds and

Mutilations. In the absence of insurance protection a considerable part material and

Mental cruelty to private persons also it is not compensated. Potential insurance

Branches in Russia practically it is not realised, first of all, because of the low

Solvency of the population, absence of the attractive investment Tools, mistrust to financial institutions, absence the insurance Cultures, imperfections of the legislation.

According to Goskomstat of Russia for 1997, in the country it has been registered

1893 insurance organisations which had 5062 branches.

To the European measures level of concentration of the Russian insurance business

It is rather low (tab. 1.2 and 1.3) see. Though the data in tables not quite Are comparable, as cover incoincident kinds of insurance, they give

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Business Icon Set Business Icon Set. A collection of all-purpose icons with various symbols for the business environment for use with your software or on your website.

Large Weather Icons Large Weather Icons represent different weather conditions that are common for software, weather portals, and mobile gadgets. The images arprovided in typical resolutions standard to Windows, Mac OS, and other platforms. The biggest versions are huge 512x512 pixel images with vector sources in Adobe Illustrator (.ai) format easily affordable and ready to be printed or used in presentations in highest quality.

Medical Icons for Vista Medical Icons for Vista has been created to eliminate any misconceptions appearing while looking at a medical Web site or using a medical program. The icons are available in numerous sizes and formats.

Standard Chess Icons Design chess games and Web sites faster with Standard Chess Icons! All white and black figures are provided as 2D and 3D images, the graphics for chess board and timer are also there.

E-mail Icon Set E-Mail Icon Set is a library of professionally- created royalty-free icons for use in commercial and personal products, such as software applications, websites, blogs and presentations.