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Informing and consumer protection should guarantee that the buyer Insurance service will regularly receive all, including Adverse, the information concerning actions of the insurance company. It
Should allow to clients to estimate possibilities of the separate companies adequately
And to choose the necessary insurance products, preferring what policy
In the best way corresponds to their requirements.
The competitive environment urged to prevent abusings of the exclusive
The power from outside insurers.
The essential moment consists that regulating bodies should be
Are independent, free from tactical political influence, to have the clear
Powers according to the law. Independence of body insurance
Regulations it is especially important, considering risk of influence as from outside
Political groups, and separate insurers.
3.2. The insurance legislation of the Russian Federation and legislative
Initiatives with a view of development of the insurance market
Key elements of market system of insurance, unlike monopoly
The states on carrying out of insurance operations, are the legislation about
The insurance contract, the state supervision of activity of the insurance
The organisations and insurance brokers, legal and regulating measures in the relation
Foreign insurers in home market.
Legislative bases of formation of the Russian insurance market are put
In the law "About cooperation" 1987, allowed to create insurance co-operative societies
For carrying out of insurance of participants of co-operative associations. Before acceptance
Orders of Ministerial council of RSFSR from March, 23rd, 1991 a special order
The admission of legal bodies to carrying out of insurance activity, licensing
The insurance organisations and the subsequent control over carrying out of operations on
To insurance in the Russian Federation was absent. According to
The order of Ministerial council carrying out of insurance operations demanded
Licensings of legal bodies - the insurance organisations. This function was
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