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Pension fund in the established share from the insurance award. For insurers,
Leading insurance upon a fire, obligatory deductions in Fund are established
Fire-prevention safety at a rate of 2,5 % from the insurance award. The general
The profit of the insurer is subject to the taxation at a rate of 28 %. Besides,
Insurers pay all other taxes established for legal bodies and
Gathering (in Road fund, the tax to property, etc.).
The situation analysis in the insurance market shows that the operating specification in
1 % is not equitable to interests of insurers and market development brakes. In opinion
Variety of experts, this specification should be increased, at least,
To 3 %. As criterion of use of the new specification the factor could serve
Degrees of risk of those or other kinds of activity.
Insurance is the important condition of a continuity of manufacture. Therefore
Transition to the new specification should be differentiated on branches. The specification
In 3 % could extend, first of all, on insurance enough
Risky kinds of activity (jobs, services) to raise
Financial stability of manufacturers and their interest in
Insurance. Volume increase should become result of an innovation
Insurance services, instead of growth of profit of the insurance companies.
Further, according to the standard international practice, in
Case of insurance of property and responsibility insurance it is expedient
To allow to switch on in full expenses for insurance in the cost price
The goods (jobs, services). Under the contracts concluded in favour of the third parties,
Especially under contracts of medical insurance and life insurance,
It is necessary to allow to switch on such expenses in the cost price, originally
Having limited to their certain share from a wages fund.
The insurance organisations are among potentially important
Insurance payments. However it is possible only under condition of high trust
Insurers to a similar way of savings on long-term prospect
(Especially on long-term life insurance) and necessities of acquisition
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