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By insurance supervision also it is carried to the competence of the Ministry of Finance that
Brings discrepancy in realisation of supervising functions. One of problems
The Ministry of Finance - regulation of the taxation of activity of subjects
Managing and citizens that contradicts control function
Behind formation in the sufficient size of insurance reserves insurers.
Within the limits of the general structure and the organisation of insurance supervision the essential
The role plays activity of territorial inspections of supervision, which
Function in parallel with financial bodies of the Ministry of Finance on
Places. Simultaneously with definition of their status it is necessary serious
Financial, material strengthening of their position. Along with increase
Qualifications of employees are expedient for passing territorial inspections
Some control functions, in particular, realisation of current checks
Activity of insurers.
The structure of bodies of insurance supervision should be formed with the account
National traditions, systems of the state executive power in
Whole, the purposes of supervision and complexity of executed functions. World experience
Shows that at the heart of insurance supervision the following should lie
1) financing of activity of bodies of supervision is carried out for the bill
Deductions from the insurance award collected by insurers on all or
To certain kinds of insurance, on the basis of confirmed by the Ministry
The estimate finance;
2) level of a payment of employees of supervising body should be not
More low, than average developed in branch;
3) the supervision body should operate as independent body
4) supervision is allocated by functions of realisation of checks of activity of the insurance
The organisations "on places" also carries out them as as required, and in
Planned order (a bright example - system "supervising brigades" in system
Insurance supervision of France);
5) bodies of supervision have the right to apply to insurers of the sanction in a kind
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