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Distribution of risks. Foreign insurers in the presence of the permission, as
Rule, risks abroad reinsure. As a result if occurs
Insured event, for example, with a vessel or plane, and risk was
It is reinsured, loss will be paid by the foreign overcautious person, and
Capital inflow becomes result of settlement of the claim.
Perfection of regulation of insurance sphere. Efficiency
Market functioning in interests of insurers and insurers
Presence in the market of foreign insurers increases requirement in
Effective regulation, also promotes distribution of the international
At the same time, variety of aspects of activity of foreign insurers and
Their influences on development of the insurance market are called by well-founded trouble.
Domination of foreign insurers in home market. Foreign
The companies as larger and powerful organisations, can interfere
To strengthening of the Russian insurers or to try to supersede them from the market. In
Considerable degree it depends on the mode accepted in the country for
Possibility of development of insurance sector by means of the national
Insurers. This argument would have essential value in that case,
When the national system of regulation of insurance business would guarantee
The most effective functioning of home market also provided
Necessary set of insurance services. Such situation obviously is not characteristic for
The Russian insurance market. However even provided that an interdiction or
Serious restrictions on activity of foreign insurers hardly
Are justified. If home market works effectively, the competition will not be
To serve as threat to national insurers. If the market does not provide
Necessary set of services, participation of foreign insurers can only
To accelerate formation of the developed insurance sector in the country.
Importance of preservation of the national control over insurance system. On
To reasons of national safety some important objects should be
Are insured only by the Russian insurers. The reason of it is connected with
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