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As a whole activity of the foreign insurance companies in the countries with
Transitive economy, including Russia, it can be considered as compound
Part of process of formation of the private market of insurance. On the available
To estimations, a share of foreign insurers in the market of some the countries Central
Europe it is powerful enough. In Hungary on them it is necessary about 94 % enclosed
Means in insurance sector, in Latvia - 50 %, in Czechia - 35 %, in Slovakia and
Estonia - about 30 %, in Poland - 17 %. However a role of the foreign companies and them
Influence on development of insurance business in the country does not give in to the unequivocal
Proceeding from world experience, in favour of foreign participation on the Russian
The insurance market following facts testify.
Service improvement in insurance sphere. Foreign insurers
Promote competition strengthening that leads to reduction in price of the insurance
Services and to increase of their efficiency.
Transfer of new technologies and know-how. Foreign insurers will organise
The activity according to the national legislation, creating
Joint ventures or branches and branches. The involved local
The personnel should have good education and having got an operational experience in
The organisations with foreign participation at change of a place of job will be
To extend more perfect skills among the national insurance
Accumulation of national savings. Presence in the market more
Effective insurers should raise norm of savings and provide the new
Channels, through which these savings can be invested.
Inflow of the new capital. The foreign insurer, buying the existing
The company or basing new, should import the capital not only with a view of
Acquisitions of office premises and the equipment, but also that
To provide the size of an authorised capital stock demanded by the legislation.
Foreign insurers can provide the big safety also
To insurers thanks to the considerable sizes of the capital and insurance reserves.
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