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Demographic tendencies. In the conditions of deficiency of investment resources
Attraction by means of insurance technologies of savings of the population can become
Essential element of the state financial policy and to promote
To decrease in external loans.
The importance of insurance essentially increases in transition to the market and
Private property strengthenings. Unlike according to plan-administrative
Systems, the state ceases to bear responsibility for damage compensation
Economic subjects and citizens in case of adverse events,
Acts of nature and accidents. In turn, it promotes
To formation of demand for insurance services.
The beginning of market reforms has broken monopoly of the state insurance
The organisations, State fear and Ingosstraha. Now in the market operates nearby 2000
The insurance organisations, a considerable part from which - not state. In
90th years the base legislation regulating insurance was accepted
Activity, also the state supervising body is created. It has led
To development of commercial insurance and rapid growth of number of the insurance companies.
However financial potential of the insurance organisations on a covering of the large
Losses remains low. Only about a quarter of insurers have the authorised
Capitals at a rate of more 1 million roubles. At the majority of them it
Means, for example, the right to property that weakened solvency
The insurance organisations and their reliability. The numerous facts
Insolvency of the insurance companies, absence of legal base of procedure
Bankruptcies and responsibility transfer before clients discredits
The national insurance market also undermines trust to it. Cumulative
The insurance award in Russia is comparable to a similar indicator of average
The western insurance company.
Distribution of the insurance companies on regions extremely non-uniformly. On 8
Regions it is necessary about 70 % of volume of arriving awards. In a number of regions
Practically there is no voluntary insurance.
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Business Icon Set
is a collection of fine-looking ready-made icons for use in software and on Web projects. They are provided in a variety of formats, sizes and color schemes.
Hardware Icon Set is a pack of hardware related images, distributed in GIF, PNG, ICO and BMP formats and 16x16, 24x24 and 32x32 sizes. The collection contains both 32-bit and 256-color icons.
Icons for medicine and chemistry: ambulance car, snake cup, pill, tablet, tooth, phial, syringe, test-tube, skull, bones, molecules and others.
Database Icon Set
brings you a variety of stylish and colorful icons for database software development. The images are provided in all the typical icon sizes and file formats include GIF, PNG, BMP and ICO.
Standard Software Icons
is pack of colorful software-related icons meticulously created by professional artists. This set is the best choice for navigation menus and toolbars of all sorts.