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It is the extremely important, as the majority of legal bodies (by some estimations to
80 %) are insolvent, and citizens have the lowest level
Incomes. Creation of effective system of insurance protection, redistribution
Insurance risk and potential losses by introduction obligatory
Insurance allows without special work and additional expenses to create
The effective tool of protection of interests of victims. Clearly, however, that
Obligatory insurance should be entered only in the relation most often
Repeating mass cases of a tresspass homogeneous insurers and
In economically defensible sizes of the insurance sums and insurance payments.
According to the civil legislation of the Russian Federation introduction of the obligatory
Insurance it is possible only on the basis of the federal legislation,
Establishing an order and conditions of carrying out of obligatory insurance. For
Developments of the Russian insurance market acceptance of the specified laws about
Obligatory insurance has additional value, as in
Conformity with norms of the financial right only payments on the obligatory
To insurance kinds can be switched on in structure of expenses by manufacture
The goods (jobs, services). Various kinds of obligatory insurance are entered in
Action more than 40 operating acts that not only
Contradicts norms of the civil legislation on the obligatory
Insurance, but also in any way is not economically justified.
The administrative law actively developing till 1995, requires in
Serious perfection as does not provide the basic
Functions - the effective state control over activity insurance
The organisations. Legislative grounds of realisation of supervision of the insurance
By activity and the basic list of supervising functions are established in the law "About
The organisations of insurance business in the Russian Federation ". However in the law only
These functions are mentioned, but their maintenance does not reveal. State
Supervision of insurance should be connected with realisation of the following
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