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In general, the population does not aspire to growth of the organised savings.

Stimulation of certain kinds of activity. In table 1 (the Application see) The basic methods of the state support of commercial banks are resulted, Used by the different countries.

As a rule, the basic method of restoration of the capital of bank system

For the state bill the repayment of bad actives of banks at the expense of the budget is

(Or the central bank). However such approach is not completely applicable in The Russian conditions.

The Russian bank system has sustained the basic losses from is superfluous

The currency risk taken on and from operations with tools of the urgent

The market, instead of from granting to real sector of the credits, which steels

The problem. In the circumstances the state will face impossibility

The repayment at a considerable part of banks of bad actives and increase thereby

Capital base of banks. The state through special body spends job On collecting or sale of the redeemed actives, trying partially To compensate the expenses. Under our conditions the state not in a status To take up actually private debts of the Russian banks, more often

To non-residents, at that huge external debt which is saved up to the present

To the moment.

According to world practice, for working capacity maintenance

Bank system means at a rate of 5-6 % of gross national product that corresponds are sufficient

To size of the capital of the Russian banks on the beginning of 1998 of Loss Russian

Bank system are estimated at a rate of 2,5 % of gross national product. Its restoration

The capital at the expense of own efforts (from expected profit) will demand 5-8


It is necessary to intensify efforts of the state structures essentially In business of overcoming of consequences of bank crisis. Especially urgent

Bank system which would comprise criteria of selection of banks for

Supports and principles of acceptance of such decisions, specified sources of means

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