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Reading the project of the federal law "About modification and additions in the Law
The Russian Federation "About the organisation of insurance business in the Russian Federation" which is directed on expansion and
Ordering of legislative regulation of participation of the foreign capital
In insurance activity in territory of the Russian Federation.
The basic sense of the additions offered by deputies, consists in the appreciable
Restriction of activity of foreign insurers in the Russian territory.
According to the bill, the general size (quota) of participation of the foreign capital in
The Russian insurance organisations cannot exceed 12 %. This general
Authors of the bill aspire to strengthen restriction by entering
Directly in the norm law in 49 % as maximum share of foreigners in
Authorised capital stock of the insurance companies. For the companies with higher share
Foreign participation a number of additional restrictions is entered. They cannot,
In particular, to carry out in Russia life insurance, obligatory and
Obligatory state insurance. The minimum size of the paid
Authorised capital stock of the insurance organisation with foreign participation should be
It is not less 1 million minimum wage rates.
Authors of the bill offer a number of the measures ordering, in their opinion,
Activity of foreign insurers. The enterprises with the foreign
Investments can carry out insurance activity only in shape
Joint-stock companies and in the presence of the Russian licence. Such enterprises
Are obliged to deposit in the Central Bank of the Russian Federation the sum at a rate of 1 million minimum wage rate in
Quality of maintenance of performance of obligations under insurance contracts.
Branches of non-residents can conduct insurance activity in
Russia if the non-resident not less is than 25 years the insurance organisation
In the country and not less than 2 years participates in the insurance companies,
Registered in Russia.
It is necessary to see that behind the brought bill there is a proved
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