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Overcautious persons, and 5 % from the sum of payments on life insurance. However

The methods accepted in Russia are based on the account of the size of receipt the insurance

Awards, instead of insurance payments. It can lead to inadequacy it Solvency and real requirement for free actives for cases

High unprofitableness of carrying out of insurance operations on insurance, other than

Life insurance.

The subsequent supervision is carried out on the basis of check financial The reporting given by insurers in bodies of insurance supervision.

Structure and forms of the accounting report, principles of book keeping and the plan

Bills correspond to the requirements accepted in the EU countries. Insurers are obliged

To publish the annual reporting about activity, accounting balance and Financial results of activity following the results of a fiscal year after

Acknowledgement of reliability of the data resulted in them by the independent

Auditors. It is necessary to notice that in the Russian Federation it is generated

The institute of independent insurance auditors based on the special

Licensing of their activity, check of qualification and knowledge of the insurance


However a number of positions in this sphere demands changes and additions. In

Particulars, according to one of main principles of book keeping

The accepted obligations should correspond to their reflexion in accounting. In

The insurer has the right of Russia at the conclusion of contracts of insurance

To establish the obligations in a corresponding currency equivalent, at It the insurance award is paid by the insurer in roubles at the rate of Bank

Russia on a maturity date. Insurance reserves pay off in roubles without taking into account

The subsequent change of obligations and real cost of rouble in Conformity with change of the rate of exchange. It leads to distortion in The accounting reporting of the real size of obligations as at calculation The size of losses, and the actual size of not received award.

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Large Weather Icons Large Weather Icons depict a number of weather conditions that are common for software, weather portals, and mobile gadgets. The images come in typical sizes standard to Windows, Mac OS, and mobile devices. The largest versions are huge 512x512 pixel images with vector sources in Adobe Illustrator (.ai) format easily affordable and ready to be printed or used in presentations in highest quality.

Delicious Love Icons Speed up creation of online dating Web sites and applications with ready-made Delicious Love Icon Set. The collection contains over sixty love images and pffers many symbols and objects common to Web sites dedicated to human relationships.

Security Software Icons Security Software Icons is a set of professionally-crafted ready icons for use in business and private projects, such as software applications, websites and desktops. The icons present a marvelous color palette, smooth and well-rounded edges.

Perfect Doctor Icons Perfect Doctor Icons is an ultimate set of images that covers most requirements of healthcare-related programs. The pack delivers the ideal choice for healthcare at an affordable price!

Business Icon Set Business Icon Set is a pack of top- quality ready-made icons for use in programs and on websites. They are provided in a variety of formats, sizes and color schemes.