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The insurance concerning first two groups, began to develop in Russia only in a transition period. Obligatory insurance of passengers and Property insurance in economy of citizens was saved since
According to plan-management system. Therefore prospects of development of the specified
Insurance kinds are various.
Certainly, obligatory medical insurance will develop,
As which basis deductions of all enterprises, the organisations and firms serve in
Federal and territorial funds of obligatory medical insurance
(it) (in 1997-98 these deductions made 3,6 % of fund of a payment).
Planned by the Government of the Russian Federation of a measure on decrease in tax burden for
Manufacturers assume association of all deductions in the off-budget
Funds (a pension fund, social insurance fund, funds of the medical
Insurance and employment fund) within the limits of the uniform social tax with
Reduction of the general percent of obligatory deductions. Accordingly,
There will be a reduction of deductions and in funds of the obligatory medical
Insurance, but it cannot be too big, as even at present
Deductions financing of medicine is obviously not enough.
Last circumstance does extremely actual a problem
Formations and uses of insurance resources for medicine development. In
The present in various subjects of Federation 2 models operate
Financings of medical services: 1) it is direct from the territorial
Funds of obligatory medical insurance; 2) via the insurance
The companies. While the second model assuming participation is prevailing
The insurance companies. It in it to a measure corresponds to the present federal
To the legislation.
However at regional level the aspiration to realisation of the first amplifies
Models. It is caused by a difficult economic situation of regions and that
About 10 % of means of fund OMS remains at intermediaries - the insurance companies. With
The account of it the probability of revision of the federal law increases. In
Particulars, the Chita regional Duma has brought the corresponding in the State Duma
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