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Volume of insurance services (on the size of the collected awards) has made approximately
0,3 % that corresponds to level of India, but concede to Norway and China. As a whole
Degree of development of insurance business in Russia essentially lags behind the majority
The countries with market and transitive economy (tab. 1 see)
Table 1.1. Indicators of insurance activity in the various countries
The cumulative award, (mln. dollars)
The award per capita, (dollars)
The award/vvp, in %
1 Source: European Insurance 1997 in Figures CEA, the data for 1996it.
2 Source: International Insurance Report, June 1997, the data for 1994it.
3 According to Goskomstat of the Russian Federation for 1997it., the data for 1997it.
Financial stabilisation in 1997 has created certain preconditions for
Growth of volume of insurance services. Decrease in rates of inflation and maintenance
The rouble exchange rate gave the grounds to count on development
Long-term life insurance and attraction in insurance sector of savings
Citizens. The positive factor was acceptance of the Governmental order of the Russian Federation
"The basic directions of development of national system of insurance in Russian
Federations in 1998-2000 ". However financial crisis has distinctly highlighted
Problems and difficulties of development of insurance branch.
Requirements for insurance protection of property interests of legal bodies and
The population taking into account the raised risks and a deterioration of the cores
Production assets become covered in insignificant degree. Existing
Estimation of a share of potential risks insured now in 10 %,
Resulted by some experts, is obviously overestimated. This conclusion
Is based on two basic arguments.
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