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At such approach all kinds of obligatory insurance of the professional Responsibility can be carried to the second group. In quality Regional, instead of federal followed enter and some kinds The obligatory insurance, developed now: the civil Responsibility of employers, state (municipal) property, Leased, ecological, insurance of the habitation which is in The municipal property.
On July, 24th, 1998 "the Law of the Russian Federation is passed About obligatory social insurance
From accidents on manufacture and occupational diseases ".
Cost of this kind of insurance is estimated more than in 40 billion rbl., i.e.
It is approximately equal to the cumulative insurance award for 1998 However in conformity
With the law this kind of insurance will be spent without participation of the insurance
In the international practice by the conventional kind of obligatory insurance
Insurance of a civil liability of automobile owners is before
"The third" persons. In the different countries there were different lines of thought to the established
To obligatory kinds of insurance of those or other risks. Most
Widespread are insurance of an employer's liability,
Insurance of professional responsibility (of some trades), insurance
Responsibility of hunters. However their share in comparison with insurance
Autocivil liability it is insignificant. In a number of the countries, in particular in
France, the law obliges the employer to participate in medical insurance
Workers and members of their families. In Finland of the cumulative insurance award of 52 %
Make payments of employers on obligatory pension insurance,
Carried out by the insurance companies. In Germany there is an obligatory
Insurance of responsibility of owners of dogs and horses.
In 1998 rating agency "Expert-ra" has interviewed among
Experts in the field of the insurance, a switching on question: "What new kinds
The obligatory insurance, capable to expand the insurance market, should be
Are entered into Russia? "Answers of experts rather eloquently testify
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