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* Licensing of insurance activity, including the control over the financial
Status, conditions of insurance and validity of insurance tariffs (in
The overwhelming majority of the EU countries the preliminary control over conditions
Insurance and insurance tariffs it is excellent, and the main element is
The control over financial stability and solvency of the insurer);
* Establishment of an order of formation of insurance reserves;
* Establishment of rules of placing of insurance reserves (the actives covering
* Establishment of a standard parity between actives and obligations
The insurer (it solvency);
* Establishment of forms and terms of granting accounting and
The statistical reporting;
* Registration of insurance brokers;
* Conducting the register of insurers;
* Stay of action and licence withdrawal on the realisation right
It is possible to allocate three stages of realisation of the state supervision for
Activity of the insurance organisations: preliminary, flowing and the subsequent.
At a preliminary stage efficiency of supervision depends on procedure
Decision-making on licensing for the right of realisation the insurance
Activity. According to Instructions of the European Community, a stage
The preliminary control at licensing of insurance activity has
Various regulations concerning procedure and structure of documents for
Realisation of life insurance and insurance of other, than life insurance.
Moreover, the interdiction for realisation by one legal body both is established
Insurance kinds. Such interdiction is connected with necessity of the various
Regulations of formation of insurance reserves and placing of actives
The insurer, their covering. At the same time in the Russian Federation
Carrying out possibility by one insurer as is still saved
Life insurance, and other kinds of insurance.
As the operating civil legislation not was marked earlier,
Assumes realisation of supervision of establishment of the insurer and a reality
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