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Representations about the general level of concentration in insurance sphere.

Table 1.2. A share of the companies in total amount of insurance operations in Russia,

1997it. (In %).

Number of the leading companies

Personal insurance

Property insurance

Responsibility insurance

Payments

Payments

Payments

Payments

Payments

Payments

23,80

27,75

15,52

31,33

43,94

56,79

35,12

40,93

27,27

44,90

59,3

78,51

53,33

57,44

43,95

59,96

77,63

90,84

77,38

81,65

71,14

84,72

95,24

98,88

Source: "Expert-ra"

It is essential that for 9 months 1998 concentration in the personal has raised

Insurance. Relative density of 10 largest companies has grown with 35,12 to 46,33 %, 25

The largest - with 53,33 to 62,35 %. About level of concentration of insurance business in

To Europe (on volume of the collected awards) the given tab. visually testify

1.3.:

Table 1.3. Concentration degree in separate kinds of insurance in The European countries, 1996it. (%).

The country

Life insurance

Insurance other, than life insurance

The first 5 companies

The first 10 companies

The first 15 companies

The first 5 companies

The first 10 companies

The first 15 companies

Great Britain

30,2

45,8

56,6

30,9

45,1

52,4

Germany

30,7

46,1

57,2

23,0

35,6

45,5

France

48,6

69,8

82,8

39,9

61,7

74,9

Italy

42,0

55,1

64,8

33,7

51,5

62,7

Poland

97,0

99,9

100,0

89,2

94,4

97,7

Czechia

96,9

99,5

99,9

89,8

95,4

97,8

Hungary

92,2

99,9

100,0

91,1

99,9

100,0

Source: European Insurance 1997 in Figures CEA.

In the nineties in the insurance world market the tendency has considerably amplified to

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