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Inflations. The essential reason of sharp reduction of receipts and payments onTo obligatory insurance short-reception of means from the organisations was in
Funds of obligatory medical insurance because of insolvency Many legal bodies and a paralysis of bank system.
The cumulative authorised capital of the insurance organisations as of the end
1997 has made 4,919 billion rbl., including a share of founders: banks and
The industrial enterprises for 12,2 %, the insurance organisations - 8,2 %, citizens
(Physical) persons - 7,5 %, the transport organisations - 2,6 %. In the sizes
Authorised capital stock the insurance organisations were distributed as follows:
10 million rbl. - 1,9 % of all companies, from 1 million rbl. and above-30,4 %, from 100 thousand
Rbl. and above 40,1 %, less than 100 thousand - 27,6 %.
For the companies with size of an authorised capital stock less than 100 thousand roubles
The small number of branches and practically total absence is characteristic Insurance agents and contracts. To this group belong basically The companies which are carrying out obligatory medical insurance. In the
Turn, among the insurance companies with an authorised capital stock from 400 to 600 thousand
Rbl. the small quantity of insurance agents is disproportionate in comparison with
The concluded contracts that testifies to an accessory to this group The companies which are engaged in pseudo-insurance.
As a whole actives and capitals of the insurance companies grew faster inflations.
However it is necessary to notice that a financial position of considerable number
The companies was unsatisfactory. Following the results of 1997 656 insurance
The organisations or 37,3 % from total number have appeared unprofitable. In the considerable
To measure it is connected by that a considerable part of the companies only nominally
It is possible to consider as the insurance organisations. Turns on itself
Attention that cumulative expenses on business conducting have made 4,1 billion rbl.
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