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Short-term aspect and lifting financings in the future in many respects will be

To be defined by level of norm of savings of the population.

The official statistics (Goskomstat) traditionally gives norm level Population savings almost in 25 % (a thin line on schedule 1). If

To correct the data of Goskomstat taking into account export and currency sales, a share

Personal savings in the income will make about 8-10 % of the personal income (the fat

Line on schedule 1). Approach revision to purchases and currency sales has

Rather far-reaching consequences. It is necessary to reduce an estimation as personal

The income, and savings for the size of sales of currency (the Application - item 1 see).

For last five years more and more considerable rupture is observed between

Soothingly high official norm of savings and actual. The dollar was It is substantially superseded from retail goods turnover, but remained Preferable instrument of payment and savings which provides Safety and liquidity of family resources at large purchases, Expensive trips, etc. Small growth of incomes and consumption in 1997 Has not broken the tendency of last years to reduction of the corrected norm Savings. In whole (laying aside social distinctions) the Russian

The population to the revival beginning in economy tries to increase consumption.

Stabilisation of the prices and high percent on long-term contributions has not created

Due stimulus for linkage of savings. The reason of it is poverty

Financial institutions. Well-founded groups solve an optimisation problem

Risks and profitableness other methods. Simultaneously shortage (weakness) of the such

The important segments of a private financial system, as the memory pension Funds, insurance funds, etc. leave the important functional behind dollar Role.

Schedule 1: the Share of savings in the personal income (%): official norm on

The official income, accordingly corrected volume of savings on The corrected income - see the Application.

According to Goskomstat, in 1997 the population has saved up 2 % of the income in shape

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Business Software Icons Business Software Icons presents an impressive library of XP-style icons for bookkeeping and similar software. The set is of fine quality and illustrates the whole world of business.

Small Hotel Icons The development of a graphic interface for a hotel-related application or a design for a travel-related website has never been easier, then it is with the pack of Small Hotel Icons.

Large Weather Icons Large Weather Icons represent different weather conditions typical in software, weather Web sites, and mobile gadgets. The icons are supplied in typical resolutions standard to Windows, Mac OS, and other platforms. The largest versions are huge 512x512 pixel images with vector sources in Adobe Illustrator (.ai) format easily available and ready to be printed or used in presentations in highest quality.

Security Software Icons Security Software Icons is a library of wonderfully-crafted pre-made icons for use in commercial and personal products, including software applications, websites and desktops. The icons present a bright color palette, smooth and well-rounded edges.

Large Home Icons Large Home Icons set contains images for all the kinds of architectural decorations, houses, homes and buildings you can think of. This collection had beed specially designed to present bright colored stylish icons for any architecture or map project.