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Besides the character equal in rights, the collective is inherent in new pension system
Responsibility concerning needy levels of population. First,
By the legislation it is provided that, if with the clients who have temporarily interrupted
Payment of payments (unemployed), there was an accident which has led
To physical inability or death, by it or to their families it is automatically paid
The corresponding insurance also can be appointed pension. It means that
The given pensions and grants are paid, finally, working
Clients. Secondly, despite the fact that what probability of risk of accident,
Able to lead physical inabilities or death of the supporter, is higher among
Needy levels of population and among aged, the percent withdrawn on
Insurance financing, it is identical to all who can potentially be
It is subject to accidents.
And, at last, existence of the minimum pensions guaranteed by the state,
Which become covered at the expense of all investors, means redistribution
Received means in favour of needy levels of population, as their payments
Are insufficient for formation of the pension equal is minimum established. And though
This feature is not an exclusive gain of new system
(Actually old system too gave this privilege), nevertheless it is important
To mention it as a part of the legislation concerning this area.
_10. Collective insurance of disability pensions and at loss of the supporter _
The mechanism of financing of disability pensions and grants to widows and orphans on
To practice operates by a principle of distributive system, as payments,
Paid insured, allow to save up some sum,
Used for a covering of time disability pensions, formation
Personal bills of the clients who have become by lifelong invalids, and also for
Financings of pensions to widows and orphans.
Thus, in spite of the fact that the new pension system is based on
Individual accumulation, it contains some elements
The redistributive mode provided for those situations, when it
Can be more effective for clients. One of such elements is
Financing of disability pensions and at loss of the supporter.
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