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However, having accepted some preconditions it is possible to estimate monthly dynamics
Savings in cash currency (Schedule 5 see) 1. It is no wonder that the population
Each time when feels threat rouble "runs" from rouble to dollar
To savings, is afraid of their loss, falling of a dollar estimation (devaluation)
Or political disorders: the middle 1993, the end 1994 and 1997.
Schedule 5: Total purchases of cash currency and net savings of the cash
Currencies the population (% from the personal income)
4. Financial tools.
To 1997 2 % of personal incomes of the population it has been directed on a gain
Bank contributions and acquisition of securities. Size of a gain of the bank
Contributions it is defined on the basis of enough solid data
The central Bank of Russia. According to reports of the basic holder of contributions
- the Savings Bank - till 1997 the population stably postponed the population on
Current and urgent abacus 2-3 of % of personal incomes. Last year this share
Has decreased to 1 % basically at the expense of mass withdrawal of means in the autumn 1997
Year when agiotage growth of a consumer demand the day before was observed
Rouble denominations. Last two years practically there was no inflow new
Population means in other commercial banks. They live basically for the bill
Means involved in 1994-1995, including from the individual
Investors. Statistics of acquisition by the population of securities the population
It is represented to less reliable. However Goskomstat estimates these savings on
Extent of last two years at level of personal incomes of 1 %.
Certainly, this data does not switch on the bill of physical persons abroad, in that
The well-founded part of the population optimises the portfolio between
The real estate, financial tools and liquid actives in the global
Scales, it is far outside of the national control and leaves number
Objects on which economic policy influence is directed.
5. The additional factors connected with calculation of the income and savings.
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