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The brightest result occurring in the field of personal savings

Processes there was a fall of a share of current savings in personal incomes (the data

- ) almost on 5 percentage points in comparison with the pre-crisis period and on

10 percentage points in comparison with 1997it. (Fig. 8). Thus

Alternative estimation (it) shares of the savings, constructed taking into account the pure

Currency gain on hands, fluctuates during the epicritic period round the zero


Drawing 8. A share of personal savings in the income (seasonally smoothed)

Source: Goskomstat and it

Prospects of development of personal consumption

The unique indicator having positive (in social aspect) Dynamics, reduction of volume of debts on monetary payments is

To the population in the beginning of 1999 (fig. 9) that has allowed the least well-founded

To households to support consumption at falling of real incomes. For Considerable part of the population debts repayment had the positive Psychological effect, as has served as the stabilisation reason Consumer moods and, apparently, the general social background.

Drawing 9. Dynamics of real debts under the salary; December 1997 =

Source: Goskomstat and it

The basic sources supporting level of personal consumption after Financial crisis in August of last year, there were personal savings and Debts repayment on payments. However, to summer of 1999 both these

Source began to be exhausted, apparently. For well-founded groups of the population

The further reduction of currency accumulation can be interfaced to risk Losses of relative well-being. Delay of inflationary processes

Undermines possibilities of the enterprises and the budgetary organisations to continue

Debts repayment on payments and wages. Further Dynamics of consumption will be in a greater degree adhered to real incomes The population.

The application

Table 1. Dynamics of consumer prices, incomes and population expenses

In money terms (nominal); June 1998=100

Consumer price index

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