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The brightest result occurring in the field of personal savings
Processes there was a fall of a share of current savings in personal incomes (the data
- ) almost on 5 percentage points in comparison with the pre-crisis period and on
10 percentage points in comparison with 1997it. (Fig. 8). Thus
Alternative estimation (it) shares of the savings, constructed taking into account the pure
Currency gain on hands, fluctuates during the epicritic period round the zero
Drawing 8. A share of personal savings in the income (seasonally smoothed)
Source: Goskomstat and it
Prospects of development of personal consumption
The unique indicator having positive (in social aspect)
Dynamics, reduction of volume of debts on monetary payments is
To the population in the beginning of 1999 (fig. 9) that has allowed the least well-founded
To households to support consumption at falling of real incomes. For
Considerable part of the population debts repayment had the positive
Psychological effect, as has served as the stabilisation reason
Consumer moods and, apparently, the general social background.
Drawing 9. Dynamics of real debts under the salary; December 1997 =
Source: Goskomstat and it
The basic sources supporting level of personal consumption after
Financial crisis in August of last year, there were personal savings and
Debts repayment on payments. However, to summer of 1999 both these
Source began to be exhausted, apparently. For well-founded groups of the population
The further reduction of currency accumulation can be interfaced to risk
Losses of relative well-being. Delay of inflationary processes
Undermines possibilities of the enterprises and the budgetary organisations to continue
Debts repayment on payments and wages. Further
Dynamics of consumption will be in a greater degree adhered to real incomes
Table 1. Dynamics of consumer prices, incomes and population expenses
In money terms (nominal); June 1998=100
Consumer price index
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