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Depended on how cash desks disposed of available means, this participation Was not of great importance.The insured have been deprived possibility to pick up an alternative variant Pension insurance. Besides, as pensions were charged starting with The incomes received only for last three - five years of job (depending on
Serving cash desk), the tendency to evasion from payment of payments was outlined and
To understating of declared incomes during the previous periods. It, naturally,
Conducted to deficiency of means in cash desks.
Insured it is possible to consider the legalised passivity as a serious lack Also because she did not allow to them any possibility to choose old system
Variant of pension service. For example, one would prefer to leave ahead of schedule
On pension, others could add an obligatory pension payment, that on Achievement of necessary age to receive higher pension, etc. At
Absence of the right of possession of funds it is difficult to offer any scheme, at
Which insured could choose a variant most suitable to, Concerning both pension payments, and efficiency of service.
_6. Unreliability for investors _
Despite presence of the general requirements to registration of pensions in old system,
Which differed depending on the laws operating in different cash desks,
It is important to specify in two factors, doing position insured unreliable and
The unstable:
+ It is necessary to stop on the general (with insignificant exceptions)
The requirement according to which at the moment of pension registration it was necessary to be
The payer of payments. If the worker who has reached necessary for pension on
Age old age, did not appear as the payer, as during Last years had no job, it could not count on pension, despite That regularly paid for all previous period of labour activity Payments.
+ For clients it the special requirement rather has been provided
Regularities of payment of payments which was calculated as private from number division
Weeks with the paid payments on total number of weeks of the seniority. If
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