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By consideration of a question on influence of pension reform on accumulation process

The capital it is necessary to distinguish the short-term consequences connected with the transitive

The period, and long-term consequences. In the first case dynamics of the cumulative

Savings depends on the mechanism used for a covering arising in

Communications with reform of deficiency of the state budget. If for its covering

Resort to internal debts, pure result of influence on

Cumulative savings it is equal to zero. If for completion of shortage of means

Resort to decrease in the operational expenditure, the state accumulation remain without

Changes therefore the gain of means in a pension fund represents Itself a pure gain of cumulative savings. As actually

Financing of pension reform has occurred at the expense of a combination of two kinds of measures

-- Increases in internal debts and decrease in the operational expenditure, - it is possible

To draw a conclusion that the increase in cumulative savings as a whole took place. With

The points of view of long-term prospect capital accumulation, an event in

To economy, it is above lean, when the pension system is organised under the scheme of the personal


And, at last, about consequences of influence of both systems on the budget of the state

Sectors. Here too it is necessary to distinguish short-term and long-term

Consequences. In the first case the mechanism of transition from a distribution mode to

To system of capitalisation inseparably linked with negative for the state The budget consequences. In Chile such result was not unexpectedness. With

The points of view of long-term prospect the new system does not influence in any way on

Status of the state budget, as a provision of pensions

It is financed at the expense of the means which have been saved up on a personal abacus insured.

The old system bears in itself danger of occurrence of the serious financial Difficulties as payments working appear insufficient for Coverings of pensions idle. Because in Chile in due course There was a considerable reduction of a parity of active and passive clients

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Business Icon Set Business Icon Set is a library of fine-looking stock icons for use in software and on Web projects. They are provided in a variety of formats, sizes and color schemes.

Large Weather Icons Large Weather Icons depict a number of weather conditions that are common for software, weather portals, and mobile gadgets. The icons arprovided in typical resolutions standard to Windows, Mac OS, and mobile devices. The largest versions are huge 512x512 pixel images with vector sources in Adobe Illustrator (.ai) format easily available and ready to be printed or used in presentations in highest resolution.

Yellow Web Buttons Yellow Web Buttons give a set of navigation icon images for social networks and custom web sites. The icons are easy on the eye, and provide a uniform theme painted in yellow color. The delicious buttons for delicious sites:)

Free Business Desktop Icons Free Business Desktop Icons is a pack of 10 ready icons to be used in commercial and personal products, such as software, webpages, blogs, and desktops. The images are free for personal, frequent and commercial use.

Business Icons for Vista Business Icons for Vista is a ready-made design solution, which is well suited for a variety of financial websites and applications. This pack comes in all standard sizes in 256 and 32-bit color.