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To old system, and the right to a preschedule retirement that is very important for
Great number of the insured.
As a whole, considering that the maximum sizes of settlement pensions insured in
The old system has less than in new, and it is more than expense, becomes obvious that
The insured lost the considerable sums. Comparing the maximum pensions in
To old system with pensions which could receive insured,
Accumulating the payments, we receive that in the most adverse case pension
Would be on 50 % above. In more opportunity it would be four times
Above the maximum pension at old system.
Choice possibilities in both systems also essentially differ. In the old
To pension system the insured played a passive role as has been compelled
To do payments in that cash desk which corresponded to a sort of its activity. In
To new system the insured can choose: the organisation to which he trusts
To dispose of its pension accumulation; size of voluntary deductions
(Not subject to taxation) for increase in accumulated means;
Preschedule retirement; model "the programmed removal from the bill" or
As to influence of reform on distribution of incomes, the cited data
Allow to draw a conclusion on obvious discrimination in redistribution,
Existing in old pension system. Insured in it, despite
That they made the majority of investors, remained in relative
Loss. Actually in different cash desks there were rules in the relation
The minimum age of a retirement. So, clients it did not possess the right
Retirement for long service, and those cash desks which gave this right,
Put forward variety of conditions.
Some clients it could use "the deserved pension", at that time
As disability pensions and other grants were here more low, than in it. All
It conducted to non-uniform distribution of incomes that allows to estimate the old
System as insufficiently fair. To new pension system such estimation
It is inapplicable, as the payments received each insured, directly
Are proportional to its pension contributions. A unique exception are
The minimum pensions guaranteed by the state that is feature
Both systems also provides redistribution of monetary receipts from all
Payers in advantage of the least provided.
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