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It is interesting to notice that, despite considerable reduction of expenses, inThe majority of cases the new system plans the big pensions for clients, Than they could receive at old system. It allows to make the important
Conclusion about granting by new system to the clients of the big privileges at the smaller
Expenses.
_7. Reduction of negative influence by employment _
Financing of fund of a provision of pensions at the expense of regular payments,
Estimated as the certain percent from the salary working, represents Itself finally some kind of the tax which calls rise in price of the worker Forces that from its part leads to occupation level decrease.
In spite of the fact that this tax is in both systems, between them is available
Essential distinction in favour of new pension system.
First, at new system of an expense for clients it is much less that with
The beginning reduces possible influence of these payments on an occupation level.
Secondly, as the new system provides that received pensions
Are directly proportional to the paid payments, concept "tax" conditionally enough.
Really, the concept "tax" associates often with payments, which at all Do not guarantee profit reception. At old system, in spite of the fact that Payment of payments provided as indemnification pension reception, not
Was a dependence straight line between the first and second fact, because non-payment
Payments during the certain periods the exception is made by the periods which are set off
For definition of pension, last five years before a retirement or which - depending on pension cash desk - Made three or understating
Declared incomes did not influence the size of the future pension. At new system,
On the contrary, each peso which has been not put in time on the personal account, means
Shortage of several peso in the sum of accumulation by the time of pension registration,
Is directly it is reflected in the size of pension in the future. At pension system,
Based on accumulation of contributions, the client feels obliged "to fill up Savings "from which it gets all advantages. In this sense
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