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For itself the investor in this question [can meet insured, which, Having possibility ahead of schedule to retire, will continue to work to

Achievements of the pension age established by the law for the purpose of reception more

High pension], it is necessary to notice that the in itself right of a free choice

The retirement moment is the important advantage of new system.

Incomes (advanced in years)

Taxable incomes by the time of a retirement

Payment since 18 years

Payment since 25 years

The investor without the spouse

The investor with the spouse

The investor without the spouse

The investor with the spouse

25.000

40.000

70.000

120.000

220.000

300.000

_it investors at old pension system _

_1. General provisions _

The comparisons resulted in the previous section, show advantages,

Which are given to pensioners by insurance in new system. It is important to notice that

The size of payments in the previous system almost twice exceeded their size in

To new system, i.e. The new system manages insured considerably More cheaply.

For the proof of this fact we will result calculations of the sizes of pensions which could

To receive on the basis of the payments insured, if during that moment

The system of individual accumulation operated. It is expedient to estimate also

Age in which they could retire if payments paid in Conformity with the new pension legislation.

_2. Pensions which investors of old system, if could receive them Payments were capitalised _

For carrying out of calculations we will accept size of profitability of the saved up means

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