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Number of active and passive members of cash desks (payers and pensioners) thatGenerated chronic deficiency of budgets of pension funds.]
It is important to notice that in the system operating in Chile till 1981, were created
Preconditions for such position. As to new system, in it Any possibilities of a manipulation are completely excluded.
The cited data characterises job of system by which recently it was executed Only 10 years and thereof the sizes of pensions are not indicative, as This system is conceived as long-term. Really, almost 70 % from the general
Numbers of pensions it is paid to the persons who have received the insurance on physical inability or
Other grants. So the received picture cannot objectively reflect
Possibilities and prospects of the mechanism of accumulation. [It is necessary to underline that
To the law it 18.646 (from January, 1st, 1988) the mechanism of payments operated on
To unemployment, but it has not justified itself(himself), since. On it it was required, that
The insured has confirmed the desire to receive under the insurance, paying Additional payments within the whole 12 months.]
_3. Comparison of the settlement sizes of pensions in both systems _
As it was already told in the previous section, the actual sizes of pensions,
Paid on new system, are not absolutely indicative, therefore we will consider
The settlement sizes of the pensions which have been counted up separately for different categories
Investors.
Our problem consists in defining approximate size of pensions on Old age on which can count insured by the time of an exit on Pension depending on that, it is the investor old or new
Pension system. Calculation of size of pensions in old system is carried out in
Conformity with rules of corresponding cash desks, in new - by calculation Accumulation according to the current legislation and depending on Choice of pension model. [In the latter case is accepted that profitability Pension fund and the size of the discount used for calculation of pension on "Life annuity" models, are equal 5 %.]
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